District Credit Analyst for Dira Dawa

Job Title: District Credit Analyst for Dira Dawa

Qualification

• Bachelor Degree in Business Administration, Economics, Accounting, Management, Banking, Finance or other related fields.

Experience

• At least five (5) years’ experience as a Loan Officer in banking industry.

Job Summary

• The Credit Analyst is responsible for activities related to credit analysis and appraisal in the District Office. These include identifying, mitigating factors for credit risk(s); making in-depth credit analysis and appraisal using appropriate analysis techniques; and ensuring that the findings of the analysis are true and correct as per the Bank’s policies and procedures.

Required Competencies

• • Interpersonal and cross-cultural skills, including ability to build collaborative relationships with sensitivity to diversity/inclusion.

  • Creativity and innovation skills.

  • Action oriented.

  • Quality focus and attention to detail.

  • Professionalism and integrity in line with Dashen Bank values.

  • Good oral and written communication skills.

  • Critical and analytical thinking and problem solving skills.

  • Personal motivation and drive exhibited through commitment to hard work, continuous improvement and achievement of goals.

  • Good customer relationship management skills (internal and external customers).

  • Risk awareness and focus – demonstrates understanding of risk management practices, standards and regulatory requirements.

• Required Technical Competency

  • • Working knowledge of provisioning for loan losses and the Bank’s regulatory provisioning policies and requirements.

    • Expert knowledge of loan workout and recovery processes and strong knowledge of lending principles in the commercial business market.

    • Solid understanding of lending procedures and credit reporting agencies

    • Proficient in reading / interpreting financial statements for the purpose of underwriting credit.

    • In-depth knowledge of credit scoring and financial services products.

    • Knowledge of policies, rules, regulations and directives related to the financial sector.

    • Sound knowledge of macroeconomic and microeconomic environment.

For application please follow the link : https://career55.sapsf.eu/sfcareer/jobreqcareer?jobId=1060&company=dashenbank