It is a saving account operated through cheque.

Beneficiaries
Iddir, Iqub, Credit Associations, Cooperatives, Trade Unions, Associations and other communal associations.

Features
Bank Statement is issued to the account holder every month.
No passbook will be issued to the account holder.
Enables to make utmost six cheque withdrawals per month
No debit or credit card is issued against Hybrid Deposit Accounts.

Requirements
The minimum deposit limit for the account is Birr 10,000.
2 passport size Photographs vis-a-vis endorsement letter
Articles and Memorandum of Association.
Renewed ID card of the Signatories.